The Secretary chairs the Maryland Heritage Areas Authority and the Lead Hazard Advisory Committee, and serves on the Governor's Executive Council; the Cabinet Council on Criminal and Juvenile Justice; the Subcabinet for Children, Youth, and Families; the Maryland Affordable Housing Trust; the Housing Finance Review Committee; and the Community Reinvestment Board. The Secretary also serves on the Emergency Management Advisory Council; the Lead Poisoning Prevention Commission; the Advisory Committee for the Jefferson Patterson Historical Park and Museum; the Maryland Museum of African-American History and Culture Commission; the Interagency Committee on Aging Services; the Interagency Economic Growth, Resource Protection, and Planning Committee; and the Interdepartmental Advisory Committee for Minority Affairs.
The Secretary is assisted by the Deputy Secretary. The Deputy Secretary is appointed by the Secretary with the approval of the Governor.
OFFICE OF RESEARCH & STATISTICS
The Office of Research and Statistics analyzes policy issues and develops legislative initiatives. The Office helps develop Department data bases and geographic information systems for policy reporting. The Office also prepares the Consolidated Plan (for housing and economic and community development) required by the U.S. Department of Housing and Urban Development and the Plan's annual updates, performance reports, and fair housing strategy.
For underwriting insurance of mortgage loans and managing the insured loan portfolio, the Committee advises the Fund on what policies and criteria should be used. The Committee also counsels the Fund on the structuring of its credit assurance programs to maintain the fiscal integrity of the Fund and of the reserve backing for each program.
ASSET MANAGEMENT
Asset Management monitors and manages the Department's multifamily portfolio, including State-funded loans and bond loans insured by the Maryland Housing Fund, the Federal Housing Authority, and others. To oversee the portfolio, the unit uses automated databases, standardized procedures, and early warning indicators. The database also provides a means of monitoring performance trends of the portfolio as a whole.
BUILDING CODES ADMINISTRATION
The Administration works with local governments, design professionals, and code inspectors to guarantee that the highest performance standards are met in building construction. The Administration is responsible for enforcement of the Industrialized Buildings and Mobile Home Regulations, the Model Performance Building Code, and the Maryland Accessibility Code. The Administration also administers the Maryland Safety Glazing Law and Maryland Energy Conservation Building Standards.
Established in 1971, the Industrialized Building Program offers certification standards for any building, building subsystem, or component that is manufactured and assembled off-site (Chapter 662, Acts of 1971). The Program encourages the growth of industrialized building construction by using preemptive uniform statewide codes and standards. Building systems that are certified by the State can be used or erected anywhere in Maryland without having to comply with different local building codes, as long as they comply with local zoning laws. The Building Codes Administration also inspects mobile homes to resolve consumer complaints and enforces the standard of the U.S. Department of Housing and Urban Development (Code 1957, Art. 83B, secs. 6-201 through 6-208).
The Model Performance Building Code was adopted in 1971 (Chapter 663, Acts of 1971). Based on the National Building Code of the Building Officials and Code Administrators International, Inc. (BOCA), the State's Model Performance Building Code was intended by the General Assembly eventually to be adopted statewide so builders might adapt their construction practices to a single set of modern, performance-oriented standards. Compliance with that code was voluntary.
In 1993, mandatory standards - the Maryland Building Performance Standards - were enacted by the General Assembly (Chapter 200, Acts of 1993). Also based on the most recent edition of the National Building Code issued by BOCA, these standards apply to all construction permits issued on or after August 1, 1995, with two exceptions. Counties or municipalities with no building code at all must comply by 1997, and those that adopted the Standard Building Code of the Southern Building Code Congress, Inc., must comply by 1999. Local jurisdictions may amend the Maryland Building Performance Standards to meet local needs. The Department of Housing and Community Development has established and maintains a central, automated data base that includes the Maryland Building Performance Standards, local amendments, the State Fire Prevention Code, local fire codes, all fire code amendments, and proposed State or federal legislation that directly affects the building industry.
Provisions to promote energy conservation in building construction were established by the Maryland Energy Conservation Building Standards Act in 1981 (Code 1957, Art. 78, sec. 54J).
The Building Codes Administration administers the Safety Glazing Law (Chapter 116, Acts of 1973). The law requires the use of safety glazing in certain locations for new buildings (Code 1957, Art. 83B, secs. 6-301 through 6-306).
FINANCE
MULTIFAMILY PROGRAMS
Construction Loans insure mortgages financing nonprofit and qualified private developers of new or rehabilitated housing for families and individuals, the elderly and the handicapped. Only in combination with permanent mortgage financing are construction loans insured. The Maryland Housing Fund is the only insurer of construction loans in the State, other than the Federal Housing Administration.
Permanent Loans insure permanent mortgages to nonprofit and qualified private developers of new or rehabilitated housing. Permanent mortgage insurance is provided to multifamily projects for new construction and rehabilitation, projects receiving federal subsidies, and market-rate projects financed by eligible issuers of revenue bonds.
The Special Housing Opportunities Program (SHOP) Loans provides mortgage insurance to encourage the availability of financing to nonprofit agencies for group homes to house those with special needs, including the elderly, and the developmentally and mentally challenged. Mortgage loans finance acquisition, rehabilitation, or new construction; or refinance existing private mortgages. The Community Development Administration is the lender for these programs.
SINGLE-FAMILY PROGRAMS
The Public Mortgage Single-Family Program offers primary insurance coverage on mortgages of up to 100 percent loan-to-value ratios financed by revenue bond-funded direct mortgages or mortgage purchase programs of a public agency mortgagee. The insurance is governed by the Regular Mortgage Insurance Program regulations, with modifications.
The Pool Insurance Program offers insurance covering up to 100 percent of the loss on mortgages where there is primary coverage. The aggregate amount payable under this coverage is an agreed percentage (usually 5 to 10 percent) of the initial principal amount of mortgages financed through a revenue bond series. The Maryland Housing Fund provides pool insurance for revenue bonds issued by the Community Development Administration and other housing agencies.
The Revitalization Program provides opportunities to lower the risk of lending by using Maryland Housing Fund insurance to stimulate the flow of private mortgage capital into areas where home ownership has declined. In addition, the Program makes home ownership possible for those without the resources for property repairs and closing costs, which otherwise would be required. The borrower must make a minimum cash contribution (at least $500) based on household income. Currently, there is a risk-sharing requirement for lenders participating in this program.
The Administration works to increase the supply of housing for families of limited income, the elderly, and the handicapped. It also fosters sound community development and stimulates the construction industry statewide. The Administration is responsible for programs concerned with Housing Management, Home Ownership, Rental Housing, Rental Service, and Special Loan. Programs are funded by the sale of tax-exempt revenue bonds; construction loan notes; taxable bonds; State general obligation bonds; general funds; special funds generated through loan repayments, fees, and charges; and federal housing subsidies. The Administration also issues essential function bonds for the Local Government Infrastructure Program.
Projects proposed for financial assistance must accord with local priorities and complement and supplement local community development programs and initiatives. Projects also must meet eligibility criteria and financing requirements (Code 1957, Art. 83B, secs. 2-203 through 2-208).
Appointed by the Governor upon recommendation of the Secretary of Housing and Community Development, the Committee is composed of seven members (Code 1957, Art. 83B, sec. 2-202).
MARYLAND AFFORDABLE HOUSING TRUST
The Trust consists of fourteen members. Eleven voting members are appointed to four-year terms by the Governor with Senate advice and consent. Three nonvoting members include the Secretary of Housing and Community Development; a senator appointed by the Senate President; and a delegate chosen by the House Speaker (Code 1957, Art. 83B, secs. 11-101 through 11-107).
HOME OWNERSHIP PROGRAMS
Federal law designates certain low-income areas as target areas for which 20 percent of the funds from bond issues must be set aside. In these areas, purchase price limits are slightly higher and buyers are not required to be first-time home buyers.
The Maryland Mortgage Program is funded by the sale of tax-exempt revenue bonds. Both the acquisition cost and income limits are set by the Administration within federal tax law guidelines. Acquisition costs vary by region.
Using Maryland Mortgage Program funds, the Administration provides commitments to developers of newly constructed or substantially rehabilitated units for set-asides of mortgage funds for eligible buyers. Projects must have approval from the local government entity. To be eligible, project units must meet the acquisition cost limit for the region.
The Maryland Home Financing Program was authorized by the General Assembly in 1972 and first funded with the sale of State general obligation bonds in 1973. This direct-loan program expands home ownership opportunities for low-income Marylanders. By virtue of its funding source - general fund appropriations, and a revolving fund from prior loans under the Program - it differs from the other single-family programs. Loans have been made in every county and Baltimore City (Code 1957, Art. 83B, secs. 2-401 through 2-409; Code Financial Institutions Article, sec. 13-310).
The Maryland Home Financing Program also stimulates the production and rehabilitation of owner-occupied housing by providing below market loans targeted at households with annual income under $27,650. The Administration encourages local governments and nonprofit organizations to contribute local resources for developments funded through this program.
The Settlement Expense Loan Program was begun by the General Assembly in 1988. The Program provides low interest loans for settlement expenses to eligible low- and moderate-income home buyers who do not have sufficient resources to purchase an affordable home.
The Reverse Equity Mortgage Program was started by the General Assembly in 1986 and first funded in 1988 through reserve funds of the Community Development Administration. The Program enables older Maryland home owners to gain access to the accumulated equity in their homes without having to sell or move. No repayment of the loan is required until the eligible borrower dies, sells the house, or permanently moves out of the home.
HOUSING DEVELOPMENT PROGRAMS
The Construction Loan Program was created in 1987 with Community Development Administration reserve funds to provide construction financing to nonprofit organizations and local governments to acquire, build, or rehabilitate single-family owned homes, multifamily rental housing, congregate housing, group homes, and sheltered housing. Housing developed under the Program must be rented or sold to low- and moderate-income persons.
The HOME Program finances construction, acquisition, and rehabilitation of rental housing, owner-occupied housing, and special needs housing, such as group homes. The Program was designated by the Governor to allocate funds from the HOME Investment Partnership Program established by the federal National Affordable Housing Act of 1990 (Title II). HOME funds are used in conjunction with the Homeownership, Housing Development and Special Loan Programs of the Community Development Administration. Projects funded must meet federal HOME regulations. For HOME funds used in conjunction with the Community Development Administration, projects must qualify for the Community Development Administration program. Some funds are allocated to an Innovations Fund awarded competitively to stimulate ideas, test new ideas in housing, initiate pilot programs, and support promising projects. Monies from the Innovations Fund are awarded to projects that neither qualify for nor need funds from other programs of the Community Development Administration, or to those which the Administration, as a matter of policy, has elected not to fund under its existing program.
The Home and Energy Loans Program - Multi-Family provides loans for energy conservation, home improvements, and general rehabilitation of multifamily rental housing. Loans are made directly through the Community Development Administration for rental housing with one or more units. Funds are generated by the sale of mortgage revenue bonds and taxable bonds. In multifamily developments, a certain percentage of units must be rented to limited-income families.
The Low-Income Housing Tax Credit Program was designated by the Governor to allocate tax credits in Maryland under the federal Tax Reform Act of 1986 and Revenue Reconciliation Act of 1989. Tax credits are awarded through a competitive allocation to both nonprofit and for-profit sponsors of low-income housing.
The Maryland Housing Rehabilitation Program - Multi-Family is designed to preserve housing by making direct, low-interest loans for repair and renovation to the owners of apartment buildings with five or more units and commercial properties. Recipients of loans for the renovation of rental properties must make units available to low-income tenants in the same proportion as Program financing to total project costs. Authorized by the General Assembly in 1975, the Program is funded by State general obligation bonds, general funds, and by repayments of principal and interest on outstanding loans.
The Multi-Family Bond Program provides below-market-rate construction and permanent financing using taxable and tax-exempt bonds and notes. To be eligible, developments must set aside a portion of the units for limited-income households.
The Nonprofit Rehabilitation Program was formed by the General Assembly in 1986. The Program makes loans to nonprofit organizations and local governments to rehabilitate buildings for rental housing, congregate housing, group homes, shelters, and other housing facilities that serve low-income households.
The Partnership Rental Housing Program was authorized by the General Assembly in 1988 as a two-year pilot program to expand the supply of affordable housing for the working poor. The Program was established by statute in 1990 (Chapter 343, Acts of 1990). In a partnership, local governments provide the finished site, including roads, water, sewer, and other infrastructure, while the Division of Development Finance provides construction and permanent financing for rental housing units.
The Rental Housing Production Program was created by the legislature in 1986 to stimulate production of rental housing for lower-income households. Funds can be used for capital assistance to cover costs of construction, rehabilitation, or acquisition of rental housing; or for mortgage assistance to reduce the operating costs of rental housing. Local governments must make a contribution to reduce costs or otherwise support developments financed through the Program. Priority is given to developments that serve households at 30 percent or less of area median income. The Program is funded with general funds and repayments of principal and interest on outstanding loans.
The Shelter I Program was established in January 1990. It encourages nonprofit organizations, such as churches and community groups, to take the initiative in sponsoring their initial small housing project for low-income families or individuals. The Program supplies technical assistance and preferred interest rate loans from the programs listed above.
The Transitional Housing and Emergency Shelter Program provides grants to improve or create transitional housing and emergency shelters which include supportive services for their tenants. Its purpose is to reduce homelessness in the State. New construction, acquisitions, rehabilitation of housing, and purchase of capital equipment are eligible for grants. Grants may be provided to nonprofit organizations (Internal Revenue Code, sec. 501(c)(3)) and local governments. Sponsors must agree to maintain the project as transitional housing or an emergency shelter for a term of 15 years. Local government letters of support are required for all projects.
LOCAL GOVERNMENT INFRASTRUCTURE PROGRAM
The Program administers State-funded programs for housing and community development. These include the Maryland Appalachian Housing Fund, and four programs: Housing Development Assistance, Maryland Housing Capacity Assistance, Neighborhood Housing Services, and HOME Seed Money. The Office also is responsible for commercial revitalization programs, including the Maryland Mainstreet Improvement Program, Maryland Mainstreet Designation Program, and State Action Loan Program for Targeted Areas. In addition, the Office oversees the Local Government Infrastructure Financing Program, and the Circuit-Rider Town-Manager Program.
RENTAL SERVICE PROGRAMS
The Moderate Rehabilitation Program helps repair or renovate multifamily rental units. Under the Program, the landlord rehabilitates the unit, often with Community Development Administration financing. The Administration, on behalf of the tenants, then commits rent subsidies to the unit for a period of fifteen years. These subsidies are funded by the federal government. The Program is part of the Section 8 Existing Program; however, funding for new projects is not available.
Created by the General Assembly in 1986, the Rental Allowance Program was first funded in 1987. For low-income homeless households or those with critical or emergency housing needs, the Program subsidizes rent for short terms. The Program is administered through grants to local governments for monthly payments to eligible households. Funding is provided through State general funds.
Under the Section 8 Certificate and Voucher Programs, participating landlords make available to low-income families rental housing that meets occupancy standards. To qualify, total family income must be 50 percent or less of the median income for the area in which the housing is located. Through local administering agencies, the Community Development Administration accepts and reviews applications from prospective tenants for participation in the program. Families that qualify are issued Certificates of Family Participation.
Under the Certificate Program, owners who agree to rent to qualifying families sign a contract with the Community Development Administration or the local administering agency that guarantees payments to the owner as long as the housing and lease adhere to federal standards. Through the Community Development Administration, the U.S. Department of Housing and Urban Development subsidizes that part of the rent that exceeds 30 percent of the family's total income; unit rent may not exceed the fair market rent. Applicants must find their own housing. In this way, families may select neighborhoods that best suit their needs.
Under the Voucher Program, there is no fair market rent limitation, and tenants may pay more than 30 percent of their income for rent if it exceeds the fair market rent.
SPECIAL LOAN PROGRAMS
Limited-income home owners and landlords of rental properties who rent to limited-income households may qualify for loans or grants under two programs. The Indoor Plumbing Program provides loans to finance indoor plumbing and related systems in buildings that lack indoor plumbing or have failing plumbing systems. Loans and grants through the Lead Hazard Reduction Loan and Grant Program finance hazard reduction in residential buildings and buildings that provide services to children.
The Accessory, Shared, and Sheltered Housing Program provides loans to limited-income home owners for housing modifications that create accessory dwelling units or provide for shared housing arrangements. Home owners also may receive loans to modify housing in order to provide sheltered housing for up to fifteen senior citizens or persons with disabilities who meet income-eligibility requirements.
The Group Home Financing Program was authorized by the General Assembly in 1986 as the Group Home Acquisition Program and received its present name in 1995. With special funds, the Program finances nonprofit organizations to acquire and modify housing for group homes and temporary and emergency shelters serving low-income persons.
The Maryland Housing Rehabilitation Program - Single Family preserves owner-occupied one- to four-unit dwellings by making low-interest loans for repair and renovation. Owner-occupants and tenants of rental properties must meet income guidelines set by the Secretary of Housing and Community Development. The Program is administered under the same funding as the Maryland Housing Rehabilitation Programs - Multi-Family.
The Special Housing Opportunities Program funds nonprofit organizations (Internal Revenue Code, sec. 501(c)(3)) and local development agencies to construct or acquire and modify housing as shelter for persons with special needs. Created in 1991, the Program complements the Group Home Financing Program and is funded by tax-exempt revenue bonds.
Operating Assistance Grant Demonstration Projects started in April 1991. These projects promote the development and improvement of low-income housing and, through operating assistance grants, enable nonprofit organizations to provide it (COMAR Title 5, subtitle 11).
Since 1991, Weatherization Assistance has entered into agreements with major utility companies in Maryland to promote energy conservation through weatherization in low-income households. By joining these private funds with federal funds, more low-income households can be served.
The Division provides advice and technical support in fiscal matters to the Department's senior program directors and managers. The Division accounts for Department expenditures and revenues; manages the capital and operating budgets; processes contracts, purchasing and procurement requests; maintains the Department's automated budgetary accounting system; and provides financial analytical review and audit services.
The Division directs the programs under the Office of Management and Planning. The Director also serves as the designee of the Secretary of Housing and Community Development in all aspects of State cultural programs.
MARYLAND HERITAGE AREAS AUTHORITY
The General Assembly defined heritage areas as those that reflect the cultural themes of Maryland's development and provide educational, inspirational, economic and recreational benefits for present and future generations. The Authority may recognize and certify such heritage areas. It may approve or reject management plans for certified heritage areas as well.
The Authority consists of seventeen members. Nine are appointed to four-year terms by the Governor with Senate advice and consent. Eight serve ex officio. The Secretary of Housing and Community Development serves as chair (Financial Institutions Article, secs. 13-1101 though 13-1124).
MARYLAND HISTORICAL TRUST
The Trust acquires and maintains properties of historic or architectural merit by gift, grant, or purchase. Through an easement program, it holds partial interest in such properties in order to monitor their condition and appearance without the necessity of public ownership.
Through State grants-in-aid and a revolving-fund loan program, the Trust helps organizations, local governments, businesses, and individuals restore and acquire historic properties. Matching grants-in-aid from the National Park Service of the U.S. Department of the Interior are made through the Trust. They support programs, such as historic resource identification (i.e., survey); evaluation (i.e., registration); preservation planning and education; and "Certified Local Government" programs.
The Trust makes grants to local jurisdictions to survey Maryland historic sites. Results of these surveys are published. The most significant sites are eligible for nomination to the National Register of Historic Places through the Trust. Properties listed on the National Register receive a degree of protection from federal and State licensed or funded projects that might adversely affect them.
Through its community education program, the Trust administers a local volunteer network, represented by advisory organizations (one in each county, in Baltimore City and Annapolis). These organizations, besides carrying out their own local preservation programs, assist the Trust by promoting its programs, grants, and loans; sponsoring Preservation Week activities; and advising on preservation needs and interests. The Trust conducts an annual conference and sponsors regional workshops.
The Trust maintains a library of archival and photographic material relating to Maryland archaeological and architectural history.
The Trust's Board of Trustees is composed of fifteen members. Twelve are appointed to four-year terms by the Governor with Senate advice and consent. Three serve ex officio. Trustees appoint eight area representatives to serve one-year terms. The Board appoints the Director.
Appointed by the Governor pursuant to the National Historic Preservation Act of 1966, the State Historic Preservation Officer is a member of the Trust staff. Preservation activities as required by the federal government are carried out by the State Historic Preservation Officer in concert with the Trust (Code 1957, Art. 83B, secs. 5-601 through 5-630).
The Office of Management, Planning, and Educational Outreach oversees five subordinate offices: Archaeology; Museum Services; Planning; Preservation Services; and Research, Survey, and Registration.
OFFICE OF ARCHAEOLOGY
The Office of Archaeology directs Maryland archaeological research, synthesizes research data, and promotes further research. The Office participates in the excavation of significant historical or archaeological sites that are in the custody or control of a State agency. It coordinates the retrieval and preservation of objects of archaeological significance discovered during the course of any public construction in the State. The Office also encourages preservation of prehistoric or historic sites located on private property.
Publishing reports of its research and investigations, the Office makes exhibits available to schools to teach students about how natives and early settlers of Maryland lived. For museums, institutions of higher education, and scientific or historical institutions, the Office makes available objects and materials that show the archaeological history of the State and helps these institutions preserve and protect archaeological items in their custody. In addition, the Office trains interested citizens to identify, investigate, and register terrestrial and submerged archaeological historic property.
The head of the Office is the Chief Archaeologist (Code 1957, Art. 83B, secs. 5-611.1, 5-620 through 5-630).
The Committee's seven members are appointed to three-year terms by the Governor upon recommendation of the Secretary of Housing and Community Development and with Senate advice and consent (Code 1957, Art. 83B, sec. 5-624).
OFFICE OF MUSEUM SERVICES
The Office also oversees and coordinates the Division's two museum properties: Banneker-Douglass Museum of African-American History and Culture, and Jefferson Patterson Historical Park and Museum.
The Panel includes members appointed by the Secretary of Housing and Community Development and three ex officio members (Code 1957, Art. 83B, secs. 5-701 through 5-705).
Open Tuesday - Friday, 10:00 a.m. - 3:00 p.m. Saturday, 12:00 noon - 4:00 p.m.
The Banneker-Douglass Museum of African-American Life and History opened to the public in February 1984 and was renamed the Banneker-Douglass Museum of African-American History and Culture in 1993. The Museum is both an exhibit facility and a research center for studies in African-American history and culture (Code 1957, Art. 83B, sec. 5-303(4)).
OFFICE OF PLANNING & HERITAGE OUTREACH
OFFICE OF PRESERVATION SERVICES
The Review and Compliance Unit conducts State and federally mandated regulatory reviews to protect and enhance heritage resources. Under Section 106 of the National Historic Preservation Act, this includes review of how federal programs affect Maryland historic properties. The Unit also reviews and processes applications for the State historic preservation income tax (502H) program and the federal income tax credit program for rehabilitation of historic buildings.
The Financial Assistance and Easements Unit administers the State Historic Preservation Grant and Loan programs, as well as State and federal historic preservation easement programs. Through a variety of training programs, the Unit also provides technical advice and assistance on rehabilitation to local government planners, preservation commissions, and the public.
OFFICE OF RESEARCH, SURVEY, & REGISTRATION
The Cultural Conservation Unit focuses on intangible historic and cultural resources, including oral history, folklife, and regional traditions. It conducts field research and oral history projects, and prepares publications and audiovisual materials. The Unit staffs the Commission on Indian Affairs.
The Evaluation and Registration Unit conducts historic resource registration programs, including the Maryland Register of Historic Properties and the National Register of Historic Places. The Unit provides technical assistance to the Governor's Commission on Maryland Military Monuments, the Maryland Civil War Heritage Commission, the Maryland Museum of African-American History and Culture Commission, and the Governor's Commission on the Thurgood Marshall Memorial Statue.
The Information Management and Library Services Unit consolidates separate libraries and the information and records management programs administered by previously separate units. The Unit carries out Division computerization and a long-term program for microfilming and electronic storage of archival and record materials.
The Research and Survey Unit maintains the historical and archaeological components of the Maryland Inventory of Historic Properties. The Unit helps design and implement local survey projects, and provides inventory data for the Office and local government planners.
Appointed by the Governor, Committee members serve four-year terms.
The Commission on African-American History and Culture originated in 1969 as the Maryland Commission on Negro History and Culture (Chapter 435, Acts of 1969). In 1971, it was assigned to Morgan State College by Executive Order. Under the Department of Economic and Community Development, the Commission was renamed in 1974 as the Commission on Afro-American and Indian History and Culture (Chapter 386, Acts of 1974). The Commission was renamed the Commission on Afro-American History and Culture in 1976 (Chapter 120, Acts of 1976). It became part of the Department of Housing and Community Development in 1987 (Chapter 311, Acts of 1987). In 1992, the Commission was redesignated as the Commission on African-American History and Culture (Chapter 290, Acts of 1992). Formerly under the Division's Office of Cultural and Educational Services, the Commission became part of the Office of Research, Survey, and Registration in 1992.
The Commission serves as the statewide clearinghouse for preserving evidence of and documenting the African-American experience in Maryland. It specializes in research assistance and collection of historical materials - art objects, memorabilia, manuscripts, photographs, and other articles of significance to African-American history and culture.
For the community at large and the educational systems and institutions within the State, the Commission provides exhibits, programs, and resource materials. The Commission also participates in a continuing statewide survey to locate and identify sites and buildings of historical and cultural importance to the African-American experience in Maryland.
The State's annual observance of Dr. Martin Luther King, Jr.'s birthday in January is planned and coordinated by the Commission. Any available federal or private funds for the planning and execution of commemorative and educational activities in connection with that observance are received and administered by the Commission.
The Commission's nine members are appointed to four-year terms by the Governor with Senate advice and consent. Subject to the approval of the Secretary of Housing and Community Development, the Commission appoints the Director (Code 1957, Art. 83B, secs. 5-301 through 5-306). The Commission is aided by an Advisory Committee.
The Committee has up to nine members. Four are appointed by the Governor. Five serve ex officio. The Assistant Secretary for Neighborhood Revitalization serves as chair (COMAR 05.13.01/.04).
Federal Grants Management provides technical assistance as well as grants and loans. This aid is available to local governments, small developers, and nonprofit organizations to help secure and preserve affordable housing and provide community services to Marylanders of low and moderate income. The programs are administered through two offices: Community Development Block Grants, and Community Services Block Grants.
OFFICE OF COMMUNITY DEVELOPMENT BLOCK GRANTS
OFFICE OF COMMUNITY SERVICES BLOCK GRANTS
For local governments and community action agencies, the Office administers federal programs for emergency shelters and services for persons without housing. These are the Emergency Shelter Grant Program, and the Emergency Community Services Homeless Program.
OFFICE OF THE SECRETARY
The Secretary of Housing and Community Development is chief executive officer of the Department. Appointed by the Governor with Senate advice and consent, the Secretary sets policy, promulgates rules and regulations, and determines the strategies to fulfill the Department's mandate. The Secretary is responsible for the budget of the Department and the budgets of the boards, commissions, and offices under its jurisdiction.
The Office of Research and Statistics began as the Office of Research when the Department of Economic and Community Development was formed in 1970. The Office joined the Department of Housing and Community Development in 1987. In 1995, it became the Office of Policy Analysis and Commission Support; in 1996, the Office of Research; and adopted its present name in 1997.
DIVISION OF CREDIT ASSURANCE
The Division of Credit Assurance started as the Division of Housing Insurance in 1987. It was renamed the Division of Housing Credit Assurance in 1990 (Chapter 321, Acts of 1990) and received its present name in 1996. The Division is responsible for the Maryland Housing Fund and asset management for the multi-family loan portfolio of the Department.
MARYLAND HOUSING FUND
The Maryland Housing Fund was established in 1971 (Chapter 669, Acts of 1971). Through a program of mortgage insurance and other credit enhancements, the Fund assists State citizens of low- and moderate-income to secure housing. The Fund uses a variety of innovative mortgage insurance programs to stimulate the flow of private investment capital into the State for this purpose (Code 1957, Art. 83B, secs. 3-201 through 3-208).
CREDIT ASSURANCE REVIEW COMMITTEE
The Governor established the Credit Assurance Review Committee in December 1993 (COMAR 05.06.05). The Committee advises the Division of Credit Assurance on the credit assurance programs of the Maryland Housing Fund. The Committee alerts the Fund to new programs for housing insurance or credit assurance or to innovative uses for current programs. The Committee also recommends how to use Fund resources for the benefit of State residents and for raising capital to support insurance reserves or programs through public or private sources.
Asset Management began as Housing Management in the Community Development Administration. Under its present name, it transferred to the Division of Housing Credit Assurance in May 1994 and continues under the Division of Credit Assurance since 1996.
Functions of the Building Codes Administration began with the Code Enforcement Certification Board in 1971. Within the Department of Economic and Community Development, the Board became the Division of Building Codes Administration by 1975. Two years later, the Division was renamed the Codes Administration. When the Department of Housing and Community Development was formed in 1987, the Administration reorganized as the Building Codes Administration under the Division of Community Assistance. In 1996, the Administration transferred to the Division of Credit Assurance.
Finance is responsible for daily accounting operations and financial management needs of the Maryland Housing Fund. This includes premium billings for single- and multi-family insured loans; Maryland Housing Fund-originated mortgages and assigned mortgages; payment of expenses and insurance claims for acquired properties (nonbudgeted), as well as budgeted administrative and operating expenses and investment of reserves.
Multifamily insurance programs provide longer mortgage terms than are generally available; reduce monthly payments for the tenant; and enable higher loan-to-value ratio mortgages for borrowers. Multifamily insurance programs include construction loans and permanent loans.
The Regular Mortgage Insurance Program offers primary insurance coverage on mortgages of up to 100 percent loan-to-value ratios on terms provided by major financial institutions. Mortgage insurance premiums are comparable to those charged by private mortgage insurers. This program is approved by the Federal National Mortgage Association.
DIVISION OF DEVELOPMENT FINANCE
The Division of Development Finance began in 1987 as the Division of Housing Finance (Chapter 311, Acts of 1987). In 1995, the Division received its present name (Chapter 115, Acts of 1995). The Division consists of the Community Development Administration, which operates finance programs for single- and multi-family housing with the proceeds of revenue bonds issued by the Administration. The Division runs other State housing programs as well.
COMMUNITY DEVELOPMENT ADMINISTRATION
The Community Development Administration was formed in 1970 within the Department of Economic and Community Development (Chapter 527, Acts of 1970). The Administration joined the Department of Housing and Community Development in 1987 (Chapter 311, Acts of 1987).
HOUSING FINANCE REVIEW COMMITTEE
The Housing Finance Review Committee was created in 1983 (Chapter 668, Acts of 1983). The Committee reviews specific loan requests or categories of loan requests, and the investment and project financing policies of the Division of Development Finance. After review, the Committee makes recommendations to the Secretary of Housing and Community Development.
The Maryland Affordable Housing Trust was constituted in 1992 to enhance the availability of affordable housing throughout the State (Chapter 265, Acts of 1992). A public instrumentality of the State, the Trust may receive monies for investment in the Maryland Affordable Housing Trust Fund. From this Fund, the Trust may make awards to support acquisition, construction, rehabilitation, or preservation of affordable housing; efforts of nonprofit organizations to develop affordable housing; and operating costs of housing developments in the promotion of affordable housing.
The Maryland Mortgage Program originated in 1980 as the Mortgage Purchase Program and received its present name in July 1987. The Program was implemented when mortgage funds available through private lending institutions dwindled and mortgage rates rose. Designed primarily for first-time home buyers, the Program provides reduced-interest mortgage loans to eligible home buyers through participating lending institutions. In this program, the Administration provides mortgage loans directly to eligible low- and moderate-income persons or purchases loans made for them by participating lending institutions. Both newly constructed and existing homes are eligible under the Maryland Mortgage Program.
The Elderly Rental Housing Program was created by the legislature in 1984. The Program provides below-market-rate or deferred payment loans to developers who agree to construct or rehabilitate rental housing for occupancy by low-income elderly households. Priority is given to developments that serve the lowest income households.
The Local Government Infrastructure Program began as the Local Government Infrastructure Financing Program under the Division of Community Assistance. In 1994, the Program became the Office of Community Assistance and received its present name in 1996.
Under the Community Development Administration, Rental Service Programs provides rental assistance with federal and State funds to low-income families for decent, safe and sanitary housing. Federal rental assistance comes to the State through the U.S. Department of Housing and Urban Development under the Federal Housing Act of 1937 (42 USC 1437, as amended). The office monitors compliance with legal mandates of all rental developments financed with Community Development Administration loans and federal Low-Income Housing Tax Credits.
In 1986, the General Assembly created special rehabilitation programs to address the housing needs of low-income households. With State general funds, these programs provide low-interest, no-interest or deferred loans for 20-year terms.
WEATHERIZATION ASSISTANCE
Formerly under the Department of Human Resources, the Weatherization Assistance Program became part of the Department of Housing and Community Development in 1987 (Chapter 311, Acts of 1987). The Program funds local, community service organizations to help low-income, elderly, and persons with disabilities conserve energy by weatherizing their houses. The Program contracts with seventeen local administering agencies (county governments, community action agencies, offices on aging, and nonprofit organizations) to provide weatherization assistance statewide.
DIVISION OF FINANCE & ADMINISTRATION
The Division of Finance and Administration began as the Division of Finance and received its present name in 1992. For the Department, the Division oversees financial management and central support services, including facilities and fleet management.
DIVISION OF HISTORICAL & CULTURAL PROGRAMS
The Division of Historical and Cultural Programs started in 1985 as the Division of Cultural Affairs within the Department of Economic and Community Development. When the Department of Housing and Community Development was formed in 1987, the Division transferred to the new department as the Division of Cultural Activities. In 1988, it was renamed the Division of Historical and Cultural Programs.
The Maryland Heritage Areas Authority was created in 1996 as an independent unit operating within the Department of Housing and Community Development (Chapter 601, Acts of 1996).
The Maryland Historical Trust was formed in 1961 to preserve, protect, and enhance districts, sites, buildings, structures, and objects significant in the prehistory, history, upland and underwater archaeology, architecture, engineering, and culture of the State (Chapter 620, Acts of 1961). The Trust also encourages others in the field and promotes interest in and study of such matters. In 1970, the Trust became an agency of the Department of Economic and Community Development and in 1987 joined the Department of Housing and Community Development (Chapter 311, Acts of 1987).
OFFICE OF MANAGEMENT, PLANNING, & EDUCATIONAL OUTREACH
In 1989, the Office of Management, Planning, and Educational Outreach originated as the Office of Management and Planning. It became the Office of Management, Planning, and Educational Outreach in 1992, resumed its former name in 1996, and returned to Office of Management, Planning, and Educational Outreach in 1997.
The Office of Archaeology began in 1968 as the Division of Archaeology under the Maryland Geological Survey (Chapter 541, Acts of 1968). In 1990, archaeological functions of the Survey were combined with the archaeology staff of the Maryland Historical Trust, and the Division reformed as the Office of Archaeology within the Maryland Historical Trust (Chapter 57, Acts of 1990). In 1992, the Office was placed under the Office of Management, Planning, and Educational Outreach, now the Office of Management and Planning.
ADVISORY COMMITTEE ON ARCHAEOLOGY
Formerly under the Maryland Geological Survey, the Advisory Committee on Archaeology was transferred to the Maryland Historical Trust in 1990 (Chapter 57, Acts of 1990). The Committee advises and assists the Archaeology Office on archaeological matters and reviews policies, plans, rules, and regulations concerned with archaeological matters.
Formed in 1989, the Office of Museum Services is responsible for the Historical and Cultural Museum Assistance Program. The Office provides financial and technical assistance for museums to local jurisdictions and private, nonprofit organizations (Code 1957, Art. 83B, secs. 5-701 through 5-705).
MUSEUM ASSISTANCE REVIEW PANEL
The Museum Assistance Review Panel was created in 1990 (Chapter 322, Acts of 1990). The Panel reviews and recommends to the Secretary of Housing and Community Development the approval of grants under the Historical and Cultural Museum Assistance Program. In reviewing grant applications that relate to the care and preservation of, or access to archival material, the Panel seeks the advice and recommendations of the State Archivist.
BANNEKER - DOUGLASS MUSEUM OF AFRICAN-AMERICAN HISTORY & CULTURE
84 Franklin St.
Annapolis, MD 21401
ADVISORY COMMITTEE FOR THE JEFFERSON PATTERSON HISTORICAL PARK & MUSEUM
In October 1983, the Governor appointed this committee under the trust agreement that transferred the Jefferson Patterson Historical Park and Museum to the State to be administered by the Maryland Historical Trust. The Committee oversees planning for the Park and Museum and advises the Trust on this planning.
Under the Office of Management, Planning, and Educational Outreach, the Office of Planning and Heritage Outreach formed originally in 1996 as the Office of Planning and Educational Outreach. In 1997, it was reorganized under its present name.
The Office of Preservation Services was established in 1989. The Office protects and enhances historic, archaeological and cultural properties throughout Maryland.
The Office of Research, Survey, and Registration was created in 1989 to direct the Division's historical, architectural and archaeological research. The Office is organized into four units: Cultural Conservation; Evaluation and Registration; Information Management and Library Services; and Research and Survey.
GOVERNOR'S CONSULTING COMMITTEE ON THE NATIONAL REGISTER OF HISTORIC PLACES
The Governor formed this committee in 1967 to carry out terms of the National Historic Preservation Act of 1966 (P.L. 89-665). The law requires the State to nominate properties for the National Register of Historic Places. These nominations must be reviewed by the Consulting Committee before they are submitted to the National Park Service, U.S. Department of the Interior.
COMMISSION ON AFRICAN-AMERICAN HISTORY & CULTURE
c/o Banneker-Douglass Museum of African-American History & Culture
84 Franklin St.
Annapolis, MD 21401
DIVISION OF INFORMATION TECHNOLOGY & PORTFOLIO MANAGEMENT
The Division of Information Technology and Portfolio Management originated in 1994 as the Office of Information Systems under the Division of Finance and Administration. The Office was reorganized as a division in 1996. The Division oversees two offices: Information Systems, and Portfolio Management.
OFFICE OF INFORMATION SYSTEMS
The Office of Information Systems was formed in 1996 within the Division of Information Technology and Portfolio Management. The Office creates and maintains an information systems infrastructure that provides access to data for Department staff and customers, including citizens, local government, lenders, developers, lawyers, and investment bankers. The Office supports the hardware and software of the Local Area Network (LAN) and provides the Department with Wide Area Network capabilities. In addition, the Office enhances customer service through data systems management.
OFFICE OF PORTFOLIO MANAGEMENT
Portfolio Management began in 1994 under the Maryland Housing Fund and became part of the Division of Information Technology and Portfolio Management in 1996. For the Maryland Housing Fund, the Office focuses on risk management, and analysis and planning to better position the Fund's portfolio for the future. The Office has helped increase reserve funds through loan and mortgage insurance initiatives.
DIVISION OF NEIGHBORHOOD REVITALIZATION
The Division of Neighborhood Revitalization started as the Office of Neighborhood Revitalization in 1995 and received its present name in 1996. The Division administers the Neighborhood Business Development Program. Created in 1995, the Program aids designated neighborhoods to develop, redevelop, or expand small businesses. It stimulates investment by the private sector, invests in revitalizing small businesses, and helps local governments develop and expand small businesses (Code 1957, Art. 83B, secs. 2-1301 through 2-1308).
POLICY REVIEW COMMITTEE
Formed in October 1995, the Policy Review Committee reviews the operation of the Neighborhood Business Development Program. The Committee also reviews the Program's underwriting guidelines and whether financial assistance has been provided in accordance with them.
FEDERAL GRANTS MANAGEMENT
Federal Grants Management began as Housing and Community Services Programs. As part of the Division of Community Assistance, it became Grants and Loans Management in 1994. It received its present name in 1996 when the office joined the Division of Neighborhood Revitalization.
The Office of Community Development Block Grants administers the federal Small Cities Community Development Block Grant Program. For housing rehabilitation, commercial revitalization, economic development, infrastructure improvements, and public services, the Program provides grants to rural local governments. It assists low- and moderate-income households, removes slums and blight, and promotes State and local partnerships for development and revitalization.
The Office of Community Services Block Grants administers the federal Community Services Block Grant Program. Formerly in the Department of Human Resources, the Program joined the Department of Housing and Community Development in 1987. Block grants are awarded for administration and programs to local agencies that serve the poor. These funds currently are allocated to seventeen community action agencies and two limited-purpose agencies operating in the State. To alleviate hunger in Maryland, the Office also grants federal Community Food and Nutrition funds to the Maryland Food Committee.
Maryland Executive Departments
Maryland Manual On-Line